We enable efficient lending & financing through our services
We enable efficient lending & financing through our services
SME Credit
Rating
Rating
An independent & unbiased opinion of an entity’s creditworthiness
SME Credit Rating is based on rigorous assessments of business & financial risks and management evaluation. The rating is done on a scale of 1 (highest) to 8 (lowest).
SMERA Trust Seal
A thorough fact check to validate an entity’s parameters
The SMERA Trust Seal Report accounts the financial documents, site visits and management discussions which helps to physically verify and authenticate an entity’s claims.
MFI Grading
Microfinance Institution (MFI) grading
MFI grading is a comprehensive assessment of the financial and business performance of an MFI to provide an opinion on the MFI’s capacity to carry out its operations in a sustainable manner.
COCA Grading
(COCA)
The Code of Conduct Assessment (COCA) of an MFI evaluates its adherence to various code of conduct parameters laid down by industry associations of MFIs
Real Estate Developer and Project Gradings
SMERA’s Real Estate Developer and Project Gradings are an independent evaluation of the real estate Developer and/or Project by assessing their track record, timely delivery, quality and credibility thereby Boosting the confidence of lenders and buyers
Non Banking Financial Companies (NBFC) Grading
NBFC grading is an extensive assessment of the business and financial performance of an NBFC and provide the relative capability of the NBFC to manage its operations in a sustainable manner.
BEE Energy Efficiency (EE) Project Grading
Solar Grading for Renewable Energy Companies
SMERA’s solar grading reflects “the performance capability and financial strength of the solar company to undertake solar power projects for rooftop/on-grid Solar PV applications.”
Project Grading
SMERA’s project grading assesses a company’s capability to execute a project as per specified quality standards and its ability to complete the project within the stipulated schedule.