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Corporate Governance

Notices of General Meetings

6th AGM Notice

5th AGM Notice

4th AGM Notice

3rd AGM Notice

Extra-Ordinary General Meeting

2nd AGM Notice

1st AGM Notice

Annual Return

F.Y. 2023-2024

F.Y. 2022-2023

F.Y. 2021-2022

F.Y. 2020-2021

F.Y. 2019-2020

F.Y. 2018-2019

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CIN: U74999MH2018PTC308660
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        Code of Conduct – 2nd Dimension

        • Management Structure
        • Board Structure and Functioning
        • Board Compensation
        • Board Independence
        • Financial Audit & Control
        • Management Compensation
        • Community support & development
        • Data privacy and security
        • Employment quality
        • Audit committee functioning
        • Shareholders rights

        Management Profile

        • Organization Structure
        • Profile and credentials of the promoters/ management team
        • Integrity & Governance systems
        • Business structure
        • Vision, mission and future strategy
        • Corporate Governance
        • Integrity
        • Risk Appetite

        Quality of Business Model

        • Asset class
        • Industry Segment
        • span class=”elementor-icon-list-text”>Break even period, process to control the credit and opex cost
        • AUM /Cumulative Loan Disbursed
        • Portfolio Seasonality
        • Average ticket size
        • Geographical Coverage
        • Outreach
        • Years of Existence

        Strength of Operations

        • No. of Employees
        • No. of Branches
        • AUM per employee
        • Portfolio Seasonality
        • Loan Appraisal Process, Monitoring and Recovery Mechanism
        • IT Infrastructure and Management Information System (MIS)
        • Asset Quality (Portfolio Ageing)
        • Incremental borrowing rate v/s incremental yield on portfolio

        Financials Quality

        • Resource Profile (Equity and Debt Mix)
        • Earnings Quality and Profitability
        • Capital Adequacy (CRAR)
        • Asset Quality (provisions and write-offs)
        • Net worth (Entity + Promoter)
        • Accounting Quality
        • Liquidity / Asset Liability Management
        • Disclosure in financial statements

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