Create your visibility amongst bankers for availing low-interest loans

Upload your profile for FREE on SMERA Terminal

Create your visibility amongst bankers for availing low-interest loans

Upload your profile for FREE on SMERA Terminal

How SMEs benefit?

Get Easy Access to Finance & Low-Interest Loans

Leading banks and financial institutions in India recognize SMERA rating as a credible source of information for SMEs looking to secure loans.

Compare Business with Relevant Counterparts

While regular ratings compare SMEs with large companies, SMERA adopts a methodology that rates your business as per the benchmark of other SMEs.

Evaluate your Business Parameters

With our robust rating processes, we provided a thorough fact check of your business parameters like operations, finance, technology & more.

Build Confidence with Business Partners

We help you build your credibility with business partners, clients & vendors through an independent and unbiased opinion of your credibility.

Want to enhance your creditworthiness?

Here are some of our services for enterprises

SME Credit Rating

An independent and unbiased opinion of your creditworthiness
✔ Assessment of business and financial risks
✔ Specialized rating scale in relation to other SMEs

SMERA Trust Seal

Independent fact-check of important parameters
✔ Includes site-visits & management discussions 
✔ Facilitates credit rating processes

SMERA Terminal

Connects SMEs with bankers to facilitate loans
✔ Get a Free Listing
✔ Make your business visible to bankers

Serving you better through established MOUs with leading banks & financial institutions

Several enterprises told us how they benefitted through our services

We help you get an authentic evaluation of your business, interest benefits and loan concessions. 

  • Sri Lakshmi Textiles availed SMERA Rating facilities and benefited from a loan amount of Rs. 70,00,000 with interest concession of 0.25%.


We had engaged SMERA for grading our entity. They were a dynamic and professional team, very prompt in meeting timelines and receptive of our suggestions.

Mr. R. Stephen Franc Xavier

M/s PAFT Finance Limited

We availed SMERA services for IREDA Grading. The grading was done in detail and covered all aspects of the business. The technical team was professional and responsive.

Mr. N.S. Aravapalli

TEPSOL Projects Private Limited

SMERA gathered full knowledge about our company within a short time during the Covid -19 situation. Their conduct and professionalism was highly appreciated by our bankers and clients.

Dr. G. C. Baidya

Kotalipara Development Society

Get FREE Listing

For availing low-interest loans

In 3 easy steps

1. Sign up for free

2. Upload your documents

3. Get listed & connect with bankers