{"id":62331,"date":"2024-09-13T12:46:14","date_gmt":"2024-09-13T12:46:14","guid":{"rendered":"https:\/\/www.smeraonline.com\/newweb\/?page_id=62331"},"modified":"2025-06-23T09:58:31","modified_gmt":"2025-06-23T09:58:31","slug":"overview","status":"publish","type":"page","link":"https:\/\/www.smeraonline.com\/newweb\/index.php\/overview\/","title":{"rendered":"Overview"},"content":{"rendered":"\t\t
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World\u2019s first SME Rating Agency<\/h2><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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We empower the SME ecosystem by promoting transparency, building trust and facilitating lending decisions.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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About Us<\/h2>

SMERA, widely known as 'The SME Rating Agency of India' was conceptualized by the Ministry of Finance, Govt. of India and the Reserve Bank of India to help Indian MSMEs grow and get access to credit through independent and unbiased credit opinion that banks can rely on. The Company began its operations in the year 2005 as a joint initiative of Small Industries Development Bank of India (SIDBI), Dun & Bradstreet Information Services India Private Limited (D&B) and leading public and private sector banks in India. Thus, SMERA became the world's first MSME focused rating agency and introduced the concept of SME Ratings in India. SMERA is now a wholly owned subsidiary of Acuit\u00e9 Ratings & Research Limited. In the last two decades, SMERA has built a network of over 60,000 rated MSMEs <\/b> while bridging the gap between enterprises, banks, and financial institutions.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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We help Bankers<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\tGet an Unbiased Opinion\n

\nEvaluate & Assess Risks\n

\nIdentify Opportunities\n

\nReduce Information Asymmetry\n

\nExpedite Decision Making wrt Financing\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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We help Enterprises<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\tGet Easy Access to Finance\n

\nSecure Low-Interest Loans\n

\nEnhance Credibility & Reliability\n

\nEvaluate Business Operations & Processes\n

\nBuild\u00a0 Confidence with Partners\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Products offered by SMERA<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SME Credit Rating<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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SMERA Trust Seal<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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MFI Grading<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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COCA Grading <\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Real Estate Developer and Project Grading <\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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BEE Energy Efficiency Project Grading<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Non Banking Financial Companies (NBFC) Grading<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Solar Grading for Renewable Energy Companies\n<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Project Grading<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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World\u2019s first SME Rating Agency We empower the SME ecosystem by promoting transparency, building trust and facilitating lending decisions. About Us SMERA, widely known as ‘The SME Rating Agency of India’ was conceptualized by the Ministry of Finance, Govt. of India and the Reserve Bank of India to help Indian MSMEs grow and get access to credit through independent and unbiased credit opinion that banks can rely on. The Company began its operations in the year 2005 as a joint initiative of Small Industries Development Bank of India (SIDBI), Dun & Bradstreet Information Services India Private Limited (D&B) and leading… Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages\/62331"}],"collection":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/comments?post=62331"}],"version-history":[{"count":37,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages\/62331\/revisions"}],"predecessor-version":[{"id":74307,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages\/62331\/revisions\/74307"}],"wp:attachment":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/media?parent=62331"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}