{"id":35008,"date":"2021-07-13T12:26:22","date_gmt":"2021-07-13T12:26:22","guid":{"rendered":"https:\/\/www.smeraonline.com\/newweb\/?page_id=35008"},"modified":"2023-02-16T13:07:43","modified_gmt":"2023-02-16T13:07:43","slug":"sme-c","status":"publish","type":"page","link":"https:\/\/www.smeraonline.com\/newweb\/index.php\/sme-c\/","title":{"rendered":"SME-c"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"35008\" class=\"elementor elementor-35008\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b26a44f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b26a44f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;triangle-asymmetrical&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M738,99l262-93V0H0v5.6L738,99z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-646c2ea\" data-id=\"646c2ea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe37a4c elementor-hidden-tablet elementor-hidden-phone elementor-widget elementor-widget-image\" data-id=\"fe37a4c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"480\" height=\"481\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/03\/banners-2-1.png\" class=\"attachment-large size-large wp-image-30477\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/03\/banners-2-1.png 480w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/03\/banners-2-1-300x300.png 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/03\/banners-2-1-150x150.png 150w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4fa698b\" data-id=\"4fa698b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e2444a elementor-widget elementor-widget-spacer\" data-id=\"4e2444a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-531b54a elementor-hidden-tablet elementor-hidden-phone elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"531b54a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Create your visibility amongst bankers for availing low-interest loans<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b557cfa 1 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"b557cfa\" data-element_type=\"widget\" id=\"1\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/sme-c\/#1\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d8429f2 ops-section elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d8429f2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll&quot;:&quot;section&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5012c52b\" data-id=\"5012c52b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-137a7b3 elementor-widget elementor-widget-heading\" data-id=\"137a7b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How SMEs benefit?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2d612b25 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d612b25\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-440b265\" data-id=\"440b265\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3dc93919 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"3dc93919\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Get Easy Access to Finance & Low-Interest Loans<\/h3><p class=\"elementor-image-box-description\">Leading banks and financial institutions in India recognize SMERA rating as a credible source of information for SMEs looking to secure loans.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-48f0b7a1\" data-id=\"48f0b7a1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e854e91 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"3e854e91\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Compare Business with Relevant Counterparts<\/h3><p class=\"elementor-image-box-description\">While regular ratings compare SMEs with large companies, SMERA adopts a methodology that rates your business as per the benchmark of other SMEs.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7eed9a08 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7eed9a08\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-694be115\" data-id=\"694be115\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6006c2c6 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"6006c2c6\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Evaluate your Business Parameters<\/h3><p class=\"elementor-image-box-description\">With our robust rating processes, we provided a thorough fact check of your business parameters like operations, finance, technology & more. <\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-26a1078\" data-id=\"26a1078\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c085b75 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"7c085b75\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Build Confidence with Business Partners <\/h3><p class=\"elementor-image-box-description\">We help you build your credibility with business partners, clients & vendors through an independent and unbiased opinion of your credibility. <\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4f9da0 elementor-widget elementor-widget-heading\" data-id=\"d4f9da0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why SMERA?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-547bdbd elementor-widget elementor-widget-text-editor\" data-id=\"547bdbd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><a href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/sme-c\/#2\">Established MOUs with leading banks and financial institutions<\/a><\/li><li><a href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/sme-c\/#3\">Trusted by 50,000+ SMEs<\/a><\/li><li><a href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/sme-c\/#4\">Rigorous 360\u00b0 rating methodology<\/a><\/li><li><a href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/sme-c\/#5\">Meticulous execution process<\/a><\/li><li><a href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/sme-c\/#6\">Easy Rating Scale<\/a><\/li><li><a href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/sme-c\/#7\">More services to grow<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31f68cf 2 elementor-widget elementor-widget-spacer\" data-id=\"31f68cf\" data-element_type=\"widget\" id=\"2\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-45e7b9c5\" data-id=\"45e7b9c5\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d3073ce elementor-hidden-tablet elementor-hidden-phone elementor-widget elementor-widget-text-editor\" data-id=\"d3073ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Upload your profile for FREE on SMERA Terminal<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7470d9a 1 eael-contact-form-7-button-align-left eael-contact-form-7-button-custom elementor-widget elementor-widget-eael-contact-form-7\" data-id=\"7470d9a\" data-element_type=\"widget\" id=\"1\" data-widget_type=\"eael-contact-form-7.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"eael-contact-form-7-wrapper\">\n                <div class=\"eael-contact-form eael-contact-form-7 eael-contact-form-7470d9a placeholder-show eael-contact-form-align-default\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f35719-o1\" lang=\"en-US\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/newweb\/index.php\/wp-json\/wp\/v2\/pages\/35008#wpcf7-f35719-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"35719\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.9.3\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f35719-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:35719,&quot;conditions&quot;:[],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;notice_dismissed_update-cf7-5.4.2&quot;:true,&quot;notice_dismissed_update-cf7-5.6.1&quot;:true,&quot;notice_dismissed_update-cf7-5.7&quot;:true,&quot;notice_dismissed_rollback-cf7-5.7&quot;:true}}\" \/>\n<input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/div>\n<label> Name of the MSME unit\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n\n<label> GSTIN <span class=\"wpcf7-form-control-wrap\" data-name=\"gstin\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"gstin\" \/><\/span><\/label>\n\n<label> Company Email Address\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"company-email\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"company-email\" \/><\/span> <\/label>\n\n<label>City\/District<span class=\"wpcf7-form-control-wrap\" data-name=\"City\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"City\" \/><\/span><\/label>\n\n<label> Loan Requirement <span class=\"wpcf7-form-control-wrap\" data-name=\"menu-420\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"menu-420\"><option value=\"Less than 25 lakh\">Less than 25 lakh<\/option><option value=\"25 lakh to 50 lakh\">25 lakh to 50 lakh<\/option><option value=\"50 lakh to 1 crore\">50 lakh to 1 crore<\/option><option value=\"1 crore to 10 crore\">1 crore to 10 crore<\/option><option value=\"Above 10 crore\">Above 10 crore<\/option><\/select><\/span><\/label>\n\nAbout the Authorised Signatory\n\n<label> Name <span class=\"wpcf7-form-control-wrap\" data-name=\"Name\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"Name\" \/><\/span><\/label>\n<label> Designation <span class=\"wpcf7-form-control-wrap\" data-name=\"Designation\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"Designation\" \/><\/span> <\/label>\n<label>Mobile <span class=\"wpcf7-form-control-wrap\" data-name=\"tel-847\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"number\" name=\"tel-847\" \/><\/span>  <\/label>\n<label> Email ID <span class=\"wpcf7-form-control-wrap\" data-name=\"email-878\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"email-878\" \/><\/span> <\/label>\n<label>&#10003; I\/we want to avail SME Rating services.<\/i><\/label>\n<label>&#10003; I\/we have read and understood the <a href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/tc-of-sme-rating-agreement\/\"> terms & conditions<\/a>, and have agreed to the same.<\/label>\n<label>&#10003; I\/we request you to send payment instructions by email.<\/label>\n<label>&#10003; I\/we understand that a representative of SMERA will contact us.<\/label>\n<label>&#10003; I am authorised to request for a rating for our organisation.<\/label>\n\n\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/><input type='hidden' class='wpcf7-pum' value='{\"closepopup\":false,\"closedelay\":0,\"openpopup\":false,\"openpopup_id\":0}' \/><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n            <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4604e35c elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4604e35c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7879b492\" data-id=\"7879b492\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-223b8d5e elementor-section-content-middle elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"223b8d5e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3e01c0ba\" data-id=\"3e01c0ba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3811aa6e elementor-widget elementor-widget-image\" data-id=\"3811aa6e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2048\" height=\"553\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/Citibank_logo-2048x553.png\" class=\"attachment-2048x2048 size-2048x2048 wp-image-27446\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/Citibank_logo-2048x553.png 2048w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/Citibank_logo-300x81.png 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/Citibank_logo-1024x276.png 1024w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/Citibank_logo-768x207.png 768w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/Citibank_logo-1536x415.png 1536w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/Citibank_logo-600x162.png 600w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2b7111c1\" data-id=\"2b7111c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0ce15 elementor-widget elementor-widget-image\" data-id=\"e0ce15\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"357\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/sbi-logo-33205-1024x357.png\" class=\"attachment-large size-large wp-image-27445\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/sbi-logo-33205-1024x357.png 1024w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/sbi-logo-33205-300x104.png 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/sbi-logo-33205-768x267.png 768w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/sbi-logo-33205-1536x535.png 1536w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/sbi-logo-33205-2048x713.png 2048w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/sbi-logo-33205-600x209.png 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-513d5766\" data-id=\"513d5766\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25fd791 elementor-widget elementor-widget-image\" data-id=\"25fd791\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"658\" height=\"208\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/11\/uco.jpg\" class=\"attachment-large size-large wp-image-26725\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/11\/uco.jpg 658w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/11\/uco-300x95.jpg 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/11\/uco-600x190.jpg 600w\" sizes=\"(max-width: 658px) 100vw, 658px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-45366d2\" data-id=\"45366d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e994ce9 elementor-widget elementor-widget-image\" data-id=\"e994ce9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"379\" height=\"133\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download-2.png\" class=\"attachment-large size-large wp-image-25622\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download-2.png 379w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download-2-300x105.png 300w\" sizes=\"(max-width: 379px) 100vw, 379px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-735e600 elementor-section-content-middle elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"735e600\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2d8734e5\" data-id=\"2d8734e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-edba4fa elementor-widget elementor-widget-image\" data-id=\"edba4fa\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"708\" height=\"184\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/splashimage1_new.jpg\" class=\"attachment-2048x2048 size-2048x2048 wp-image-27398\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/splashimage1_new.jpg 708w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/splashimage1_new-300x78.jpg 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/splashimage1_new-600x156.jpg 600w\" sizes=\"(max-width: 708px) 100vw, 708px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-33df304\" data-id=\"33df304\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a29155d elementor-widget elementor-widget-image\" data-id=\"a29155d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"407\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1200px-Andhra_bank.svg.png\" class=\"attachment-2048x2048 size-2048x2048 wp-image-27397\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1200px-Andhra_bank.svg.png 1200w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1200px-Andhra_bank.svg-300x102.png 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1200px-Andhra_bank.svg-1024x347.png 1024w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1200px-Andhra_bank.svg-768x260.png 768w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1200px-Andhra_bank.svg-600x204.png 600w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-eef982d\" data-id=\"eef982d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9fa256b elementor-widget elementor-widget-image\" data-id=\"9fa256b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"390\" height=\"129\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download-1-1.png\" class=\"attachment-large size-large wp-image-25628\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download-1-1.png 390w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download-1-1-300x99.png 300w\" sizes=\"(max-width: 390px) 100vw, 390px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-661fe07\" data-id=\"661fe07\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-032967d elementor-widget elementor-widget-image\" data-id=\"032967d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"813\" height=\"259\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Bank-of-Maharashtra-Logo.png\" class=\"attachment-2048x2048 size-2048x2048 wp-image-25629\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Bank-of-Maharashtra-Logo.png 813w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Bank-of-Maharashtra-Logo-300x96.png 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Bank-of-Maharashtra-Logo-768x245.png 768w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Bank-of-Maharashtra-Logo-600x191.png 600w\" sizes=\"(max-width: 813px) 100vw, 813px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e7962c9 elementor-section-content-middle elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e7962c9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-814278\" data-id=\"814278\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d83327c elementor-widget elementor-widget-image\" data-id=\"2d83327c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"346\" height=\"146\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download.png\" class=\"attachment-large size-large wp-image-25634\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download.png 346w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download-300x127.png 300w\" sizes=\"(max-width: 346px) 100vw, 346px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6c9630a\" data-id=\"6c9630a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7fbb63b elementor-widget elementor-widget-image\" data-id=\"7fbb63b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"421\" height=\"120\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/images.png\" class=\"attachment-large size-large wp-image-25630\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/images.png 421w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/images-300x86.png 300w\" sizes=\"(max-width: 421px) 100vw, 421px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6df7ee64\" data-id=\"6df7ee64\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28a47405 elementor-widget elementor-widget-image\" data-id=\"28a47405\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"429\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Owner-of-Punjab-National-Bank-India-Wiki-Logo-profile-1024x429.jpg\" class=\"attachment-large size-large wp-image-25627\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Owner-of-Punjab-National-Bank-India-Wiki-Logo-profile-1024x429.jpg 1024w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Owner-of-Punjab-National-Bank-India-Wiki-Logo-profile-300x126.jpg 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Owner-of-Punjab-National-Bank-India-Wiki-Logo-profile-768x322.jpg 768w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Owner-of-Punjab-National-Bank-India-Wiki-Logo-profile-600x251.jpg 600w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/Owner-of-Punjab-National-Bank-India-Wiki-Logo-profile.jpg 1255w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-89038c9\" data-id=\"89038c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bddb3f8 elementor-widget elementor-widget-image\" data-id=\"bddb3f8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"286\" height=\"117\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/logo.png\" class=\"attachment-large size-large wp-image-25632\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c719a12 elementor-section-content-middle elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c719a12\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5769898\" data-id=\"5769898\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-747f7d0 elementor-widget elementor-widget-image\" data-id=\"747f7d0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"242\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/indian-bank-logo-1024x242.png\" class=\"attachment-large size-large wp-image-27416\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/indian-bank-logo-1024x242.png 1024w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/indian-bank-logo-300x71.png 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/indian-bank-logo-768x181.png 768w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/indian-bank-logo-600x142.png 600w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/indian-bank-logo.png 1241w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2d8bb541\" data-id=\"2d8bb541\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c9debf2 elementor-widget elementor-widget-image\" data-id=\"6c9debf2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"356\" height=\"142\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download-2.jpeg\" class=\"attachment-large size-large wp-image-25631\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download-2.jpeg 356w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/download-2-300x120.jpeg 300w\" sizes=\"(max-width: 356px) 100vw, 356px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-9b9110b\" data-id=\"9b9110b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d9f9e1 elementor-widget elementor-widget-image\" data-id=\"0d9f9e1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"215\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1280px-Union_Bank_of_India_Logo.svg-1024x215.png\" class=\"attachment-large size-large wp-image-27418\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1280px-Union_Bank_of_India_Logo.svg-1024x215.png 1024w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1280px-Union_Bank_of_India_Logo.svg-300x63.png 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1280px-Union_Bank_of_India_Logo.svg-768x161.png 768w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1280px-Union_Bank_of_India_Logo.svg-600x126.png 600w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/1280px-Union_Bank_of_India_Logo.svg.png 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3372c99\" data-id=\"3372c99\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f73003 elementor-widget elementor-widget-image\" data-id=\"2f73003\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"282\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/WhatsApp-Image-2020-10-05-at-17.15.26-1024x282.jpeg\" class=\"attachment-large size-large wp-image-25357\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/WhatsApp-Image-2020-10-05-at-17.15.26-1024x282.jpeg 1024w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/WhatsApp-Image-2020-10-05-at-17.15.26-300x83.jpeg 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/WhatsApp-Image-2020-10-05-at-17.15.26-768x211.jpeg 768w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/WhatsApp-Image-2020-10-05-at-17.15.26-600x165.jpeg 600w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/WhatsApp-Image-2020-10-05-at-17.15.26.jpeg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cd0a8a4 elementor-section-content-middle elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cd0a8a4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-b2c138f\" data-id=\"b2c138f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-31f1f51\" data-id=\"31f1f51\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18a9276f elementor-widget elementor-widget-image\" data-id=\"18a9276f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"380\" height=\"250\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/1455184458-0879.jpg\" class=\"attachment-large size-large wp-image-25621\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/1455184458-0879.jpg 380w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/10\/1455184458-0879-300x197.jpg 300w\" sizes=\"(max-width: 380px) 100vw, 380px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7e02d0b\" data-id=\"7e02d0b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01747f7 elementor-widget elementor-widget-image\" data-id=\"01747f7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"284\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/unnamed.png\" class=\"attachment-large size-large wp-image-27419\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/unnamed.png 512w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/unnamed-300x166.png 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-fb3d60d\" data-id=\"fb3d60d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-740fe49 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"740fe49\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e621baa\" data-id=\"e621baa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39a7b31d elementor-widget elementor-widget-heading\" data-id=\"39a7b31d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Serving you better through established MOUs with leading banks & financial institutions<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49fb8b4 elementor-widget elementor-widget-image\" data-id=\"49fb8b4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1599\" height=\"493\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/mous-logos.jpg\" class=\"attachment-full size-full wp-image-27453\" alt=\"\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/mous-logos.jpg 1599w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/mous-logos-300x92.jpg 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/mous-logos-1024x316.jpg 1024w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/mous-logos-768x237.jpg 768w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/mous-logos-1536x474.jpg 1536w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/12\/mous-logos-600x185.jpg 600w\" sizes=\"(max-width: 1599px) 100vw, 1599px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dd3636 3 elementor-widget elementor-widget-spacer\" data-id=\"8dd3636\" data-element_type=\"widget\" id=\"3\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f9e098 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f9e098\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9c77ef2\" data-id=\"9c77ef2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6adf50 elementor-widget elementor-widget-heading\" data-id=\"a6adf50\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Several enterprises told us how they benefitted through our services<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d527a7 elementor-widget elementor-widget-text-editor\" data-id=\"6d527a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>We help you get an authentic evaluation of your business, interest benefits and loan concessions.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b9a9983\" data-id=\"b9a9983\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f312c5d elementor-widget elementor-widget-shortcode\" data-id=\"f312c5d\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><div id=\"metaslider-id-25959\" style=\"max-width: 700px; margin: 0 auto;\" class=\"ml-slider-3-28-2 metaslider metaslider-flex metaslider-25959 ml-slider\">\n    <div id=\"metaslider_container_25959\">\n        <div id=\"metaslider_25959\" class=\"flexslider\">\n            <ul aria-live=\"polite\" class=\"slides\">\n                <li style=\"display: block; width: 100%;\" class=\"slide-26103 ms-image\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/11\/weaving-loom-2571179_1280-700x300.jpg\" height=\"300\" width=\"700\" alt=\"\" class=\"slider-25959 slide-26103\" title=\"weaving-loom-2571179_1280\" \/><div class=\"caption-wrap\"><div class=\"caption\">Sri Lakshmi Textiles availed SMERA Rating facilities and benefited from a loan amount of Rs. 70,00,000 with interest concession of 0.25%.<\/div><\/div><\/li>\n                <li style=\"display: none; width: 100%;\" class=\"slide-26104 ms-image\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2020\/11\/ezgif.com-gif-maker-700x300.jpg\" height=\"300\" width=\"700\" alt=\"\" class=\"slider-25959 slide-26104\" title=\"ezgif.com-gif-maker\" \/><div class=\"caption-wrap\"><div class=\"caption\">SMERA helped Acme Engineering Industries in brand building by improving image and trust in the eyes of customers and suppliers.<\/div><\/div><\/li>\n            <\/ul>\n        <\/div>\n        \n    <\/div>\n<\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ad9f5c6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ad9f5c6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-03d4f78\" data-id=\"03d4f78\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b0fcce3 4 elementor-widget elementor-widget-eael-testimonial\" data-id=\"b0fcce3\" data-element_type=\"widget\" id=\"4\" data-widget_type=\"eael-testimonial.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t<div id=\"eael-testimonial-b0fcce3\" class=\"eael-testimonial-item clearfix  default-style rating-five\">\n\n\t\t\n\t\t\n\t\t\t\t\t\t\t\t<div class=\"eael-testimonial-content\">\n\t\t\t\t<div class=\"eael-testimonial-text\"><p>We had engaged SMERA for grading our entity. They were a dynamic and professional team, very prompt in meeting timelines and receptive of our suggestions.<\/p>\n<\/div>\t\t<ul class=\"testimonial-star-rating\">\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t<\/ul>\n\t\t<p class=\"eael-testimonial-user\">Mr. R. Stephen Franc Xavier<\/p><p class=\"eael-testimonial-user-company\">M\/s PAFT Finance Limited  <\/p>\t\t\t<\/div>\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t<span class=\"eael-testimonial-quote\"><\/span>\n\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-dda5d03\" data-id=\"dda5d03\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f771426 elementor-widget elementor-widget-eael-testimonial\" data-id=\"f771426\" data-element_type=\"widget\" data-widget_type=\"eael-testimonial.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t<div id=\"eael-testimonial-f771426\" class=\"eael-testimonial-item clearfix  default-style rating-five\">\n\n\t\t\n\t\t\n\t\t\t\t\t\t\t\t<div class=\"eael-testimonial-content\">\n\t\t\t\t<div class=\"eael-testimonial-text\"><p>We availed SMERA services for IREDA Grading. The grading was done in detail and covered all aspects of the business. The technical team was professional and responsive.<\/p>\n<\/div>\t\t<ul class=\"testimonial-star-rating\">\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t<\/ul>\n\t\t<p class=\"eael-testimonial-user\">Mr. N.S. Aravapalli<\/p><p class=\"eael-testimonial-user-company\">TEPSOL Projects Private Limited<\/p>\t\t\t<\/div>\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t<span class=\"eael-testimonial-quote\"><\/span>\n\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-da52b58\" data-id=\"da52b58\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-db9b395 elementor-widget elementor-widget-eael-testimonial\" data-id=\"db9b395\" data-element_type=\"widget\" data-widget_type=\"eael-testimonial.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t<div id=\"eael-testimonial-db9b395\" class=\"eael-testimonial-item clearfix  default-style rating-five\">\n\n\t\t\n\t\t\n\t\t\t\t\t\t\t\t<div class=\"eael-testimonial-content\">\n\t\t\t\t<div class=\"eael-testimonial-text\"><p>SMERA gathered full knowledge about our company within a short time during the Covid -19 situation. Their conduct and professionalism was highly appreciated by our bankers and clients.<\/p>\n<\/div>\t\t<ul class=\"testimonial-star-rating\">\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t\t<li><i class=\"fas fa-star\" aria-hidden=\"true\"><\/i><\/li>\n\t\t<\/ul>\n\t\t<p class=\"eael-testimonial-user\">Dr. G. C. Baidya<\/p><p class=\"eael-testimonial-user-company\">Kotalipara Development Society<\/p>\t\t\t<\/div>\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t<span class=\"eael-testimonial-quote\"><\/span>\n\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-91fd280 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"91fd280\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8f80457\" data-id=\"8f80457\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19182a0 elementor-widget elementor-widget-eael-fancy-text\" data-id=\"19182a0\" data-element_type=\"widget\" data-widget_type=\"eael-fancy-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t<div  class=\"eael-fancy-text-container style-1\" data-fancy-text-id=\"19182a0\" data-fancy-text=\"|Financial|Project |Business|Management \" data-fancy-text-transition-type=\"typing\" data-fancy-text-speed=\"50\" data-fancy-text-delay=\"2500\" data-fancy-text-cursor=\"yes\" data-fancy-text-loop=\"yes\" >\n\t\t\n\t\t\n\t\t\t\t\t<span id=\"eael-fancy-text-19182a0\" class=\"eael-fancy-text-strings solid-color\">\n\t\t\t\t<noscript>\n\t\t\t\t\tFinancial, Project , Business, Management\t\t\t\t<\/noscript>\n\t\t\t<\/span>\n\t\t\n\t\t\t\t\t<span class=\"eael-fancy-text-suffix\"> Risk<\/span>\n\t\t\t<\/div><!-- close .eael-fancy-text-container -->\n\n\t<div class=\"clearfix\"><\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a64f266 elementor-widget elementor-widget-heading\" data-id=\"a64f266\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">360\u00b0 Rating Methodology<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fbac64 elementor-widget elementor-widget-text-editor\" data-id=\"9fbac64\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The SME Credit Rating Methodology includes a rigorous check of multiple risk factors. This provides an in-depth view of the rated enterprise and an accurate report to Buyers, Bankers and SMEs.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fba23d1 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fba23d1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-60a1ab9\" data-id=\"60a1ab9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4dd585a elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"4dd585a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-money-check-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tFinancial Risk\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAccounting Quality,\nPast Financials, \nFinancial Flexibility\n\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44b4d6d 5 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"44b4d6d\" data-element_type=\"widget\" id=\"5\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-people-carry\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tManagement Risk\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tRelated Experience, Qualification, Integrity and Governance\n\n\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-066d0a1\" data-id=\"066d0a1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e928875 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"e928875\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-briefcase\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tBusiness Risk\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tIndustry Risk, Market Position, Operating Efficiency\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-406b395 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"406b395\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-project-diagram\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tProject Risk\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tTimely Execution, Risk of cost overrun\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9b27f62 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b27f62\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-72d564b\" data-id=\"72d564b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33f1e1b elementor-widget elementor-widget-heading\" data-id=\"33f1e1b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Execution Process<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2e7b50 animated-slow elementor-widget elementor-widget-heading\" data-id=\"c2e7b50\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The 6 step Execution Process ensures that each aspect of the enterprise is taken into account, evaluated and measured appropriately.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3a0a73e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a0a73e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-f5c4de6\" data-id=\"f5c4de6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7f41e3 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c7f41e3\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-envelope2\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d835a5d elementor-widget elementor-widget-heading\" data-id=\"d835a5d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">1<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9053b8 6 elementor-widget elementor-widget-text-editor\" data-id=\"d9053b8\" data-element_type=\"widget\" id=\"6\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Submission of Information &amp; Documents<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-b821f77\" data-id=\"b821f77\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5267f46 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5267f46\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-magnifier\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d12a1c elementor-widget elementor-widget-heading\" data-id=\"0d12a1c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">2<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95cd359 elementor-widget elementor-widget-text-editor\" data-id=\"95cd359\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Site Inspection &amp; Management Discussion<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-d561e29\" data-id=\"d561e29\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd26657 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"fd26657\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-star-half\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52a488f elementor-widget elementor-widget-heading\" data-id=\"52a488f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e624749 elementor-widget elementor-widget-text-editor\" data-id=\"e624749\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Detailed Analysis by Rating Analyst<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-f8897a9\" data-id=\"f8897a9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5edf648 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5edf648\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Rating\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-428111c elementor-widget elementor-widget-heading\" data-id=\"428111c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">4<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e636bdf elementor-widget elementor-widget-text-editor\" data-id=\"e636bdf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Assignment of Rating by Rating Committee<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-822de44\" data-id=\"822de44\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39db2eb elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"39db2eb\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-communication\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e05ed0 elementor-widget elementor-widget-heading\" data-id=\"3e05ed0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">5<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c5cd6f elementor-widget elementor-widget-text-editor\" data-id=\"7c5cd6f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Communication of Rating to the Rated Entity<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-f2725f6\" data-id=\"f2725f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3704797 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3704797\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-star2\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-acdf50d elementor-widget elementor-widget-heading\" data-id=\"acdf50d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">6<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89dc742 elementor-widget elementor-widget-text-editor\" data-id=\"89dc742\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Dissemination of Rating<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3ef45c8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3ef45c8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-865e7f4\" data-id=\"865e7f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37c5371 elementor-widget elementor-widget-heading\" data-id=\"37c5371\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SME Credit Rating Scale<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d62ab2c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d62ab2c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-47b10d4\" data-id=\"47b10d4\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12c7db0 elementor-widget elementor-widget-heading\" data-id=\"12c7db0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">8<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-25bc6ee\" data-id=\"25bc6ee\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a496892 elementor-widget elementor-widget-heading\" data-id=\"a496892\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">7<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-596d1db\" data-id=\"596d1db\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-589a4b4 elementor-widget elementor-widget-heading\" data-id=\"589a4b4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-b8c9417\" data-id=\"b8c9417\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-272a2b8 elementor-widget elementor-widget-heading\" data-id=\"272a2b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-5588679\" data-id=\"5588679\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f52209d elementor-widget elementor-widget-heading\" data-id=\"f52209d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-a128a0f\" data-id=\"a128a0f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ff82c5 elementor-widget elementor-widget-heading\" data-id=\"7ff82c5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-a492eaf\" data-id=\"a492eaf\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37421fd elementor-widget elementor-widget-heading\" data-id=\"37421fd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-c59470a\" data-id=\"c59470a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78d32b1 elementor-widget elementor-widget-heading\" data-id=\"78d32b1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-879f507 7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"879f507\" data-element_type=\"section\" id=\"7\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-65cabf3\" data-id=\"65cabf3\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1967bbf elementor-widget elementor-widget-heading\" data-id=\"1967bbf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Lowest<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-d4b5f75\" data-id=\"d4b5f75\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-eb29e24\" data-id=\"eb29e24\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4e4091 elementor-widget elementor-widget-heading\" data-id=\"b4e4091\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-7966aa4\" data-id=\"7966aa4\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a9969cc elementor-widget elementor-widget-heading\" data-id=\"a9969cc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-59e34f1\" data-id=\"59e34f1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6aa2f73 elementor-widget elementor-widget-heading\" data-id=\"6aa2f73\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-b3f1d50\" data-id=\"b3f1d50\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cceef02 elementor-widget elementor-widget-heading\" data-id=\"cceef02\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-e06d6b3\" data-id=\"e06d6b3\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3851742 elementor-widget elementor-widget-heading\" data-id=\"3851742\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">7<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-12 elementor-inner-column elementor-element elementor-element-825e94b\" data-id=\"825e94b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12589f5 elementor-widget elementor-widget-heading\" data-id=\"12589f5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Highest<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a04d504 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a04d504\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f49a1ee\" data-id=\"f49a1ee\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1a85f09 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1a85f09\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-340905b\" data-id=\"340905b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f47a18 elementor-widget elementor-widget-heading\" data-id=\"9f47a18\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Enhance your creditworthiness<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-da3ecf1 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da3ecf1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-e61ffae\" data-id=\"e61ffae\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e2d56d elementor-widget elementor-widget-icon-box\" data-id=\"0e2d56d\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tSME Credit Rating\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<strong>An independent and unbiased opinion of your creditworthiness<\/strong><br>\n\u2714 Assessment of business and financial risks<br>\n\u2714 Specialized rating scale in relation to other SMEs\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-180a891\" data-id=\"180a891\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbd9730 elementor-widget elementor-widget-icon-box\" data-id=\"bbd9730\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tCredit Due Diligence\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<strong>Independent fact-check of important parameters <\/strong>\n<br>\n\u2714 Includes site-visits &amp; management discussions&nbsp;<br>\n\u2714 Facilitates credit rating processes\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62fecde elementor-widget elementor-widget-spacer\" data-id=\"62fecde\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a18818f\" data-id=\"a18818f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fa259cd elementor-widget elementor-widget-icon-box\" data-id=\"fa259cd\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tSMERA Terminal\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<strong>Connects SMEs with bankers to facilitate loans<\/strong>\n<br>\u2714&nbsp;Get a Free Listing<br>\n\u2714&nbsp;Make your business visible to bankers\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-925db3f elementor-widget elementor-widget-spacer\" data-id=\"925db3f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-41f2fe9 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41f2fe9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-31111fb\" data-id=\"31111fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aa8327b elementor-widget elementor-widget-heading\" data-id=\"aa8327b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Still not convinced?<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a01623 elementor-widget elementor-widget-text-editor\" data-id=\"6a01623\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Lets talk<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d2e5546 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d2e5546\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-44d7422\" data-id=\"44d7422\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-71539bc\" data-id=\"71539bc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e87615b elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"e87615b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-11d6a71\" data-id=\"11d6a71\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Create your visibility amongst bankers for availing low-interest loans How SMEs benefit? Get Easy Access to Finance &#038; Low-Interest Loans Leading banks and financial institutions in India recognize SMERA rating as a credible source of information for SMEs looking to secure loans. Compare Business with Relevant Counterparts While regular ratings compare SMEs with large companies, SMERA adopts a methodology that rates your business as per the benchmark of other SMEs. Evaluate your Business Parameters With our robust rating processes, we provided a thorough fact check of your business parameters like operations, finance, technology &#038; more. Build Confidence with Business Partners&hellip; <a class=\"read-more-link\" href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/sme-c\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":39822,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages\/35008"}],"collection":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/comments?post=35008"}],"version-history":[{"count":92,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages\/35008\/revisions"}],"predecessor-version":[{"id":39845,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages\/35008\/revisions\/39845"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/media\/39822"}],"wp:attachment":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/media?parent=35008"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}