{"id":30107,"date":"2021-03-04T11:53:56","date_gmt":"2021-03-04T11:53:56","guid":{"rendered":"https:\/\/www.smeraonline.com\/newweb\/?page_id=30107"},"modified":"2024-09-06T11:17:09","modified_gmt":"2024-09-06T11:17:09","slug":"services","status":"publish","type":"page","link":"https:\/\/www.smeraonline.com\/newweb\/index.php\/services\/","title":{"rendered":"services"},"content":{"rendered":"\t\t
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We enable efficient lending & financing through our services<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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We enable efficient lending & financing through our services<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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SME Credit
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An independent & unbiased opinion of an entity’s creditworthiness<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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SME Credit Rating is based on rigorous assessments of business & financial risks and management evaluation. The rating is done on a scale of 1 (highest) to 8 (lowest).<\/span><\/span>\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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SMERA Trust Seal<\/h2><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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A thorough fact check to validate an entity’s parameters<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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The SMERA Trust Seal Report accounts the financial documents, site visits and management discussions which helps to physically verify and authenticate an entity’s claims.\u00a0<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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MFI Grading<\/h2><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Microfinance Institution (MFI) grading<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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MFI grading is a comprehensive assessment of the financial and business performance of an MFI to provide an opinion on the MFI\u2019s capacity to carry out its operations in a sustainable manner.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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COCA Grading<\/h2> <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\tThe Code of Conduct Assessment
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The Code of Conduct Assessment (COCA) of an MFI evaluates its adherence to various code of conduct parameters laid down by industry associations of MFIs<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Real Estate Developer and Project Gradings<\/h2> <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SMERA\u2019s Real Estate Developer and Project Gradings are an independent evaluation of the real estate Developer and\/or Project by assessing their track record, timely delivery, quality and credibility thereby\u00a0Boosting the confidence of lenders and buyers<\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Non Banking Financial Companies (NBFC) Grading<\/h2> <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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NBFC grading is an extensive assessment of the business and financial performance of an NBFC and provide the relative capability of the NBFC to manage its operations in a sustainable manner.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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BEE Energy Efficiency (EE) Project Grading<\/h2> <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SMERA has been mandated by The Bureau of Energy Efficiency (BEE) for grading Energy Efficiency (EE) Projects.\u00a0EE project grading facilitates the financing of these projects by establishing confidence among financial institutions in the technical and financial criteria of EE projects through a holistic grading methodology.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Solar Grading for Renewable Energy Companies<\/h2> <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SMERA\u2019s solar grading reflects \u201cthe performance capability and financial strength of the solar company to undertake solar power projects for rooftop\/on-grid Solar PV applications.\u201d<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Project Grading \u200b<\/h2> <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SMERA\u2019s project grading assesses a company\u2019s capability to execute a project as per specified quality standards and its ability to complete the project within the stipulated schedule.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\tKnow More<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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We enable efficient lending & financing through our services We enable efficient lending & financing through our services SME Credit Rating An independent & unbiased opinion of an entity’s creditworthiness SME Credit Rating is based on rigorous assessments of business & financial risks and management evaluation. The rating is done on a scale of 1 (highest) to 8 (lowest).\u00a0 Know More SMERA Trust Seal A thorough fact check to validate an entity’s parameters The SMERA Trust Seal Report accounts the financial documents, site visits and management discussions which helps to physically verify and authenticate an entity’s claims.\u00a0 Apply Now MFI… Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages\/30107"}],"collection":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/comments?post=30107"}],"version-history":[{"count":489,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages\/30107\/revisions"}],"predecessor-version":[{"id":62302,"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/pages\/30107\/revisions\/62302"}],"wp:attachment":[{"href":"https:\/\/www.smeraonline.com\/newweb\/index.php\/wp-json\/wp\/v2\/media?parent=30107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}