{"id":30033,"date":"2021-03-03T13:52:05","date_gmt":"2021-03-03T13:52:05","guid":{"rendered":"https:\/\/www.smeraonline.com\/newweb\/?page_id=30033"},"modified":"2025-06-23T09:55:52","modified_gmt":"2025-06-23T09:55:52","slug":"home-3","status":"publish","type":"page","link":"https:\/\/www.smeraonline.com\/newweb\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"30033\" class=\"elementor elementor-30033\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5efee50 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5efee50\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;triangle-asymmetrical&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M738,99l262-93V0H0v5.6L738,99z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-aac20d2 elementor-hidden-tablet elementor-hidden-phone\" data-id=\"aac20d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb8eaaf elementor-widget elementor-widget-image\" data-id=\"bb8eaaf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"820\" height=\"820\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/08\/download-2.png\" class=\"attachment-full size-full wp-image-35572\" alt=\"SME rating\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/08\/download-2.png 820w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/08\/download-2-300x300.png 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/08\/download-2-150x150.png 150w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/08\/download-2-768x768.png 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c94ab5b\" data-id=\"c94ab5b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a984fe elementor-widget elementor-widget-spacer\" data-id=\"5a984fe\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-486cfde elementor-widget elementor-widget-heading\" data-id=\"486cfde\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Helping SMEs Grow<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10e2622 elementor-widget elementor-widget-text-editor\" data-id=\"10e2622\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Building Trust, Promoting Transparency &amp;<br \/>Facilitating Lending Decisions<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-80126c6 elementor-section-height-min-height elementor-section-full_width elementor-hidden-tablet elementor-hidden-phone elementor-section-height-default\" data-id=\"80126c6\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-93ea5cf\" data-id=\"93ea5cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a8e150 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7a8e150\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/for-msme\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Need a loan?<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-743a993\" data-id=\"743a993\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c14c699 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c14c699\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/for-banker\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Want to Lend?<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cc61a42 elementor-section-height-min-height elementor-section-full_width elementor-hidden-desktop elementor-hidden-tablet elementor-section-height-default\" data-id=\"cc61a42\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d08f4e2\" data-id=\"d08f4e2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f635fbd elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"f635fbd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/for-msme\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Need a loan?<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6570308 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"6570308\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.smeraonline.com\/newweb\/index.php\/for-banker\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Want to Lend?<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d27157e\" data-id=\"d27157e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3832369 elementor-widget elementor-widget-spacer\" data-id=\"3832369\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a1f79b elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"6a1f79b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"820\" height=\"820\" src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/08\/download-2.png\" class=\"attachment-large size-large wp-image-35572\" alt=\"SME rating\" srcset=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/08\/download-2.png 820w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/08\/download-2-300x300.png 300w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/08\/download-2-150x150.png 150w, https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2021\/08\/download-2-768x768.png 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bdc902b elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bdc902b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68563ac\" data-id=\"68563ac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2d6155f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2d6155f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;drops&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"100%\" viewBox=\"0 0 283.5 27.8\" preserveAspectRatio=\"xMidYMax slice\">\n\t<path class=\"elementor-shape-fill\" d=\"M0 0v1.4c.6.7 1.1 1.4 1.4 2 2 3.8 2.2 6.6 1.8 10.8-.3 3.3-2.4 9.4 0 12.3 1.7 2 3.7 1.4 4.6-.9 1.4-3.8-.7-8.2-.6-12 .1-3.7 3.2-5.5 6.9-4.9 4 .6 4.8 4 4.9 7.4.1 1.8-1.1 7 0 8.5.6.8 1.6 1.2 2.4.5 1.4-1.1.1-5.4.1-6.9.1-3.7.3-8.6 4.1-10.5 5-2.5 6.2 1.6 5.4 5.6-.4 1.7-1 9.2 2.9 6.3 1.5-1.1.7-3.5.5-4.9-.4-2.4-.4-4.3 1-6.5.9-1.4 2.4-3.1 4.2-3 2.4.1 2.7 2.2 4 3.7 1.5 1.8 1.8 2.2 3 .1 1.1-1.9 1.2-2.8 3.6-3.3 1.3-.3 4.8-1.4 5.9-.5 1.5 1.1.6 2.8.4 4.3-.2 1.1-.6 4 1.8 3.4 1.7-.4-.3-4.1.6-5.6 1.3-2.2 5.8-1.4 7 .5 1.3 2.1.5 5.8.1 8.1s-1.2 5-.6 7.4c1.3 5.1 4.4.9 4.3-2.4-.1-4.4-2-8.8-.5-13 .9-2.4 4.6-6.6 7.7-4.5 2.7 1.8.5 7.8.2 10.3-.2 1.7-.8 4.6.2 6.2.9 1.4 2 1.5 2.6-.3.5-1.5-.9-4.5-1-6.1-.2-1.7-.4-3.7.2-5.4 1.8-5.6 3.5 2.4 6.3.6 1.4-.9 4.3-9.4 6.1-3.1.6 2.2-1.3 7.8.7 8.9 4.2 2.3 1.5-7.1 2.2-8 3.1-4 4.7 3.8 6.1 4.1 3.1.7 2.8-7.9 8.1-4.5 1.7 1.1 2.9 3.3 3.2 5.2.4 2.2-1 4.5-.6 6.6 1 4.3 4.4 1.5 4.4-1.7 0-2.7-3-8.3 1.4-9.1 4.4-.9 7.3 3.5 7.8 6.9.3 2-1.5 10.9 1.3 11.3 4.1.6-3.2-15.7 4.8-15.8 4.7-.1 2.8 4.1 3.9 6.6 1 2.4 2.1 1 2.3-.8.3-1.9-.9-3.2 1.3-4.3 5.9-2.9 5.9 5.4 5.5 8.5-.3 2-1.7 8.4 2 8.1 6.9-.5-2.8-16.9 4.8-18.7 4.7-1.2 6.1 3.6 6.3 7.1.1 1.7-1.2 8.1.6 9.1 3.5 2 1.9-7 2-8.4.2-4 1.2-9.6 6.4-9.8 4.7-.2 3.2 4.6 2.7 7.5-.4 2.2 1.3 8.6 3.8 4.4 1.1-1.9-.3-4.1-.3-6 0-1.7.4-3.2 1.3-4.6 1-1.6 2.9-3.5 5.1-2.9 2.5.6 2.3 4.1 4.1 4.9 1.9.8 1.6-.9 2.3-2.1 1.2-2.1 2.1-2.1 4.4-2.4 1.4-.2 3.6-1.5 4.9-.5 2.3 1.7-.7 4.4.1 6.5.6 1.5 2.1 1.7 2.8.3.7-1.4-1.1-3.4-.3-4.8 1.4-2.5 6.2-1.2 7.2 1 2.3 4.8-3.3 12-.2 16.3 3 4.1 3.9-2.8 3.8-4.8-.4-4.3-2.1-8.9 0-13.1 1.3-2.5 5.9-5.7 7.9-2.4 2 3.2-1.3 9.8-.8 13.4.5 4.4 3.5 3.3 2.7-.8-.4-1.9-2.4-10 .6-11.1 3.7-1.4 2.8 7.2 6.5.4 2.2-4.1 4.9-3.1 5.2 1.2.1 1.5-.6 3.1-.4 4.6.2 1.9 1.8 3.7 3.3 1.3 1-1.6-2.6-10.4 2.9-7.3 2.6 1.5 1.6 6.5 4.8 2.7 1.3-1.5 1.7-3.6 4-3.7 2.2-.1 4 2.3 4.8 4.1 1.3 2.9-1.5 8.4.9 10.3 4.2 3.3 3-5.5 2.7-6.9-.6-3.9 1-7.2 5.5-5 4.1 2.1 4.3 7.7 4.1 11.6 0 .8-.6 9.5 2.5 5.2 1.2-1.7-.1-7.7.1-9.6.3-2.9 1.2-5.5 4.3-6.2 4.5-1 7.7 1.5 7.4 5.8-.2 3.5-1.8 7.7-.5 11.1 1 2.7 3.6 2.8 5 .2 1.6-3.1 0-8.3-.4-11.6-.4-4.2-.2-7 1.8-10.8 0 0-.1.1-.1.2-.2.4-.3.7-.4.8v.1c-.1.2-.1.2 0 0v-.1l.4-.8c0-.1.1-.1.1-.2.2-.4.5-.8.8-1.2V0H0zM282.7 3.4z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5d2fd88\" data-id=\"5d2fd88\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a1010a elementor-widget elementor-widget-counter\" data-id=\"9a1010a\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"60000\" data-from-value=\"4800\" data-delimiter=\",\">4800<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">Rated Entities<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6216514\" data-id=\"6216514\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eaf3a02 elementor-widget elementor-widget-counter\" data-id=\"eaf3a02\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"300\" data-from-value=\"\" data-delimiter=\",\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">Industry Clusters<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-60f4efd\" data-id=\"60f4efd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fc56ba elementor-widget elementor-widget-counter\" data-id=\"5fc56ba\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"400\" data-from-value=\"\" data-delimiter=\",\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">Districts<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0956d3e elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0956d3e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d97638\" data-id=\"3d97638\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a34fad2 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a34fad2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;drops&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"100%\" viewBox=\"0 0 283.5 27.8\" preserveAspectRatio=\"xMidYMax slice\">\n\t<path class=\"elementor-shape-fill\" d=\"M0 0v1.4c.6.7 1.1 1.4 1.4 2 2 3.8 2.2 6.6 1.8 10.8-.3 3.3-2.4 9.4 0 12.3 1.7 2 3.7 1.4 4.6-.9 1.4-3.8-.7-8.2-.6-12 .1-3.7 3.2-5.5 6.9-4.9 4 .6 4.8 4 4.9 7.4.1 1.8-1.1 7 0 8.5.6.8 1.6 1.2 2.4.5 1.4-1.1.1-5.4.1-6.9.1-3.7.3-8.6 4.1-10.5 5-2.5 6.2 1.6 5.4 5.6-.4 1.7-1 9.2 2.9 6.3 1.5-1.1.7-3.5.5-4.9-.4-2.4-.4-4.3 1-6.5.9-1.4 2.4-3.1 4.2-3 2.4.1 2.7 2.2 4 3.7 1.5 1.8 1.8 2.2 3 .1 1.1-1.9 1.2-2.8 3.6-3.3 1.3-.3 4.8-1.4 5.9-.5 1.5 1.1.6 2.8.4 4.3-.2 1.1-.6 4 1.8 3.4 1.7-.4-.3-4.1.6-5.6 1.3-2.2 5.8-1.4 7 .5 1.3 2.1.5 5.8.1 8.1s-1.2 5-.6 7.4c1.3 5.1 4.4.9 4.3-2.4-.1-4.4-2-8.8-.5-13 .9-2.4 4.6-6.6 7.7-4.5 2.7 1.8.5 7.8.2 10.3-.2 1.7-.8 4.6.2 6.2.9 1.4 2 1.5 2.6-.3.5-1.5-.9-4.5-1-6.1-.2-1.7-.4-3.7.2-5.4 1.8-5.6 3.5 2.4 6.3.6 1.4-.9 4.3-9.4 6.1-3.1.6 2.2-1.3 7.8.7 8.9 4.2 2.3 1.5-7.1 2.2-8 3.1-4 4.7 3.8 6.1 4.1 3.1.7 2.8-7.9 8.1-4.5 1.7 1.1 2.9 3.3 3.2 5.2.4 2.2-1 4.5-.6 6.6 1 4.3 4.4 1.5 4.4-1.7 0-2.7-3-8.3 1.4-9.1 4.4-.9 7.3 3.5 7.8 6.9.3 2-1.5 10.9 1.3 11.3 4.1.6-3.2-15.7 4.8-15.8 4.7-.1 2.8 4.1 3.9 6.6 1 2.4 2.1 1 2.3-.8.3-1.9-.9-3.2 1.3-4.3 5.9-2.9 5.9 5.4 5.5 8.5-.3 2-1.7 8.4 2 8.1 6.9-.5-2.8-16.9 4.8-18.7 4.7-1.2 6.1 3.6 6.3 7.1.1 1.7-1.2 8.1.6 9.1 3.5 2 1.9-7 2-8.4.2-4 1.2-9.6 6.4-9.8 4.7-.2 3.2 4.6 2.7 7.5-.4 2.2 1.3 8.6 3.8 4.4 1.1-1.9-.3-4.1-.3-6 0-1.7.4-3.2 1.3-4.6 1-1.6 2.9-3.5 5.1-2.9 2.5.6 2.3 4.1 4.1 4.9 1.9.8 1.6-.9 2.3-2.1 1.2-2.1 2.1-2.1 4.4-2.4 1.4-.2 3.6-1.5 4.9-.5 2.3 1.7-.7 4.4.1 6.5.6 1.5 2.1 1.7 2.8.3.7-1.4-1.1-3.4-.3-4.8 1.4-2.5 6.2-1.2 7.2 1 2.3 4.8-3.3 12-.2 16.3 3 4.1 3.9-2.8 3.8-4.8-.4-4.3-2.1-8.9 0-13.1 1.3-2.5 5.9-5.7 7.9-2.4 2 3.2-1.3 9.8-.8 13.4.5 4.4 3.5 3.3 2.7-.8-.4-1.9-2.4-10 .6-11.1 3.7-1.4 2.8 7.2 6.5.4 2.2-4.1 4.9-3.1 5.2 1.2.1 1.5-.6 3.1-.4 4.6.2 1.9 1.8 3.7 3.3 1.3 1-1.6-2.6-10.4 2.9-7.3 2.6 1.5 1.6 6.5 4.8 2.7 1.3-1.5 1.7-3.6 4-3.7 2.2-.1 4 2.3 4.8 4.1 1.3 2.9-1.5 8.4.9 10.3 4.2 3.3 3-5.5 2.7-6.9-.6-3.9 1-7.2 5.5-5 4.1 2.1 4.3 7.7 4.1 11.6 0 .8-.6 9.5 2.5 5.2 1.2-1.7-.1-7.7.1-9.6.3-2.9 1.2-5.5 4.3-6.2 4.5-1 7.7 1.5 7.4 5.8-.2 3.5-1.8 7.7-.5 11.1 1 2.7 3.6 2.8 5 .2 1.6-3.1 0-8.3-.4-11.6-.4-4.2-.2-7 1.8-10.8 0 0-.1.1-.1.2-.2.4-.3.7-.4.8v.1c-.1.2-.1.2 0 0v-.1l.4-.8c0-.1.1-.1.1-.2.2-.4.5-.8.8-1.2V0H0zM282.7 3.4z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7f3e9fc\" data-id=\"7f3e9fc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5bf64d elementor-widget elementor-widget-counter\" data-id=\"b5bf64d\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"50000\" data-from-value=\"4800\" data-delimiter=\",\">4800<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">Rated Entities<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-1b4dcba\" data-id=\"1b4dcba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0549af5 elementor-widget elementor-widget-counter\" data-id=\"0549af5\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"300\" data-from-value=\"\" data-delimiter=\",\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">Industry Clusters<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a2dfe17\" data-id=\"a2dfe17\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12d44f6 elementor-widget elementor-widget-counter\" data-id=\"12d44f6\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"400\" data-from-value=\"\" data-delimiter=\",\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">Districts<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f03f728 elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f03f728\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89a1a2d\" data-id=\"89a1a2d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1cb56ac elementor-widget elementor-widget-heading\" data-id=\"1cb56ac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">64 Mn Indian SMEs employ 111 Mn people &amp; contribute 52% of exports. <br>Yet, funding remains an issue.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a01f75 elementor-hidden-tablet elementor-hidden-phone elementor-widget elementor-widget-spacer\" data-id=\"5a01f75\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a679de3 elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a679de3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19bdae2\" data-id=\"19bdae2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd705be elementor-widget elementor-widget-spacer\" data-id=\"cd705be\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17ca5b5 elementor-widget elementor-widget-heading\" data-id=\"17ca5b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">64 Mn Indian SMEs employ 111 Mn people &amp; contribute 52% of exports. <br>Yet, funding remains an issue.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-569f6cb elementor-widget elementor-widget-spacer\" data-id=\"569f6cb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6aa00fa elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6aa00fa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a01b574\" data-id=\"a01b574\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87e3816 elementor-widget elementor-widget-heading\" data-id=\"87e3816\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SMEs' Challenges<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-641031f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"641031f\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5e35ca elementor-widget elementor-widget-text-editor\" data-id=\"b5e35ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>&#8211; High-interest rates<br \/>&#8211; Lack of collaterals for borrowing<br \/>&#8211; Lenders\u2019 low confidence<br \/>&#8211; Delays in receivable management<br \/>&#8211; Inappropriate comparison with large companies<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-137325b\" data-id=\"137325b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-66f29b9 elementor-widget elementor-widget-heading\" data-id=\"66f29b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bankers' Challenges<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e172936 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e172936\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2fd500 elementor-widget elementor-widget-text-editor\" data-id=\"d2fd500\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>&#8211; Information asymmetry<br \/>&#8211; Lack of quality financial statements<br \/>&#8211; Low capital base of SMEs<br \/>&#8211; Few appropriate credit models<br \/>&#8211; High cost of appraisal, credit monitoring &amp; origination<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a090fb elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a090fb\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-abe9924\" data-id=\"abe9924\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03c527e elementor-widget elementor-widget-heading\" data-id=\"03c527e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SMEs' Challenges<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8bef40 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a8bef40\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f16532 elementor-widget elementor-widget-text-editor\" data-id=\"3f16532\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>&#8211; High-interest rates<br \/>&#8211; Lack of collaterals for borrowing<br \/>&#8211; Lenders\u2019 low confidence<br \/>&#8211; Delays in receivable management<br \/>&#8211; Inappropriate comparison with large companies<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e7ee9ae\" data-id=\"e7ee9ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab87b6e elementor-widget elementor-widget-heading\" data-id=\"ab87b6e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bankers' Challenges<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9028dfb elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9028dfb\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ab6c2e elementor-widget elementor-widget-text-editor\" data-id=\"4ab6c2e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>&#8211; Information asymmetry<br \/>&#8211; Lack of quality financial statements<br \/>&#8211; Low capital base of SMEs<br \/>&#8211; Few appropriate credit models<br \/>&#8211; High cost of appraisal, credit monitoring &amp; origination<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ef3dcd3 elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef3dcd3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1209ec4\" data-id=\"1209ec4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12f4e7d elementor-widget elementor-widget-html\" data-id=\"12f4e7d\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div align=\"center\">\n<span style=\"color:#000;\">SMERA, the<\/span><span style=\"color: #f3983f;font-weight:600;\"> world\u2019s first SME-focused rating agency<\/span>, <span style=\"color: #000;\"> bridges these gaps.<\/span><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d435340 elementor-widget elementor-widget-text-editor\" data-id=\"d435340\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Want to Know More?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1eb6ea1 elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1eb6ea1\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div 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