The SMERA Impact

The SME ecosystem has expanded tenfold over the last few decades across geographies, product types, and people. Through sufficient technological progress, SMEs grew to contribute nearly 10% of the nation’s GDP. However, one key reason still leaves them fettered: lack of funding. Recognizing this core issue, SMERA came into being as the world’s first SME-focused rating agency.

Intending to facilitate easy access to finance for SMEs, SMERA focuses on promoting transparency and reducing information asymmetry. Our portfolio of services caters to a wide range of SMEs across various sizes and industries. Our team of experienced professionals, including researchers, analysts, and MBAs, has established robust statistical models focused on rating and grading SMEs. We provide an unbiased opinion of an enterprise’s creditworthiness, giving a mark of authenticity and credibility of the business.

Keeping up with the sector’s adoption of digital applications, we created a fintech platform that interlinks bankers with potential SME borrowers - SMERA Banker's Terminal. In the last two decades, SMERA has built a network of over 50,000 rated MSMEs while bridging the gap between enterprises, banks, and financial institutions. As we continue on our journey, we are dedicated to our cause of strengthening the SME Ecosystem through easier access to financing, streamlined information, and credible assessment of business parameters.