{"id":37965,"date":"2022-02-10T05:36:05","date_gmt":"2022-02-10T05:36:05","guid":{"rendered":"https:\/\/www.smeraonline.com\/newweb\/?page_id=37965"},"modified":"2022-08-01T10:55:26","modified_gmt":"2022-08-01T10:55:26","slug":"mfi-grading","status":"publish","type":"page","link":"https:\/\/www.smeraonline.com\/hindi\/mfi-grading\/","title":{"rendered":"MFI Grading"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"37965\" class=\"elementor elementor-37965\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9690a79 elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9690a79\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;triangle-asymmetrical&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M738,99l262-93V0H0v5.6L738,99z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e66314a\" data-id=\"e66314a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aa53236 elementor-widget elementor-widget-image\" data-id=\"aa53236\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.5 - 27-04-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/www.smeraonline.com\/hindi\/wp-content\/uploads\/elementor\/thumbs\/grading-img-1-psmc9mj22p89kh9857wsqtkr7djbb1foczv3frthqs.png\" title=\"\" alt=\"grading-img-1\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-113fcbc\" data-id=\"113fcbc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b06371c elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"b06371c\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.5 - 27-04-2022 *\/\n.elementor-widget-image-box .elementor-image-box-content{width:100%}@media (min-width:768px){.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper,.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{display:-webkit-box;display:-ms-flexbox;display:flex}.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{text-align:right;-webkit-box-orient:horizontal;-webkit-box-direction:reverse;-ms-flex-direction:row-reverse;flex-direction:row-reverse}.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper{text-align:left;-webkit-box-orient:horizontal;-webkit-box-direction:normal;-ms-flex-direction:row;flex-direction:row}.elementor-widget-image-box.elementor-position-top .elementor-image-box-img{margin:auto}.elementor-widget-image-box.elementor-vertical-align-top .elementor-image-box-wrapper{-webkit-box-align:start;-ms-flex-align:start;align-items:flex-start}.elementor-widget-image-box.elementor-vertical-align-middle .elementor-image-box-wrapper{-webkit-box-align:center;-ms-flex-align:center;align-items:center}.elementor-widget-image-box.elementor-vertical-align-bottom .elementor-image-box-wrapper{-webkit-box-align:end;-ms-flex-align:end;align-items:flex-end}}@media (max-width:767px){.elementor-widget-image-box .elementor-image-box-img{margin-left:auto!important;margin-right:auto!important;margin-bottom:15px}}.elementor-widget-image-box .elementor-image-box-img{display:inline-block}.elementor-widget-image-box .elementor-image-box-title a{color:inherit}.elementor-widget-image-box .elementor-image-box-wrapper{text-align:center}.elementor-widget-image-box .elementor-image-box-description{margin:0}<\/style><div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\">\u090f\u092e\u090f\u092b\u0906\u0908 \u0917\u094d\u0930\u0947\u0921\u093f\u0902\u0917 <\/h2><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-08f2626 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"08f2626\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-110b1d0\" data-id=\"110b1d0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cb0805 elementor-align-justify popmake-38067 elementor-widget elementor-widget-button\" data-id=\"7cb0805\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-size-md\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">\u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0947\u0902<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-fb6963b\" data-id=\"fb6963b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-8c2da2a\" data-id=\"8c2da2a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16c35cd elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16c35cd\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;triangle-asymmetrical&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M738,99l262-93V0H0v5.6L738,99z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-1ac6a48\" data-id=\"1ac6a48\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-acafe15\" data-id=\"acafe15\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bad0ea0 elementor-widget elementor-widget-image\" data-id=\"bad0ea0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/www.smeraonline.com\/hindi\/wp-content\/uploads\/elementor\/thumbs\/grading-img-1-psmc9mj0uuftyh3hqb1mmqqe61bona7yh79xadc9po.png\" title=\"\" alt=\"grading-img-1\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-7b957e7\" data-id=\"7b957e7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-6772bce\" data-id=\"6772bce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6902936 elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"6902936\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\">\u090f\u092e\u090f\u092b\u0906\u0908 \u0917\u094d\u0930\u0947\u0921\u093f\u0902\u0917<\/h2><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bdd1076 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bdd1076\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d1b9480\" data-id=\"d1b9480\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2495d29 elementor-align-justify popmake-38067 elementor-widget elementor-widget-button\" data-id=\"2495d29\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-size-md\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">\u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0947\u0902<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-97fe5ea elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"97fe5ea\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-649c6f0\" data-id=\"649c6f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b30c677 elementor-widget elementor-widget-text-editor\" data-id=\"b30c677\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.5 - 27-04-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span class=\"TextRun SCXW251617794 BCX0\" lang=\"HI\" xml:lang=\"HI\" data-contrast=\"auto\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u093e\u0907\u0928\u0947\u0902\u0938<\/span><\/span> <span class=\"TextRun SCXW251617794 BCX0\" lang=\"HI\" xml:lang=\"HI\" data-contrast=\"auto\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u0907\u0902\u0938\u094d\u091f\u0940\u091f\u094d\u092f\u0942\u0936\u0928<\/span><\/span><span class=\"TextRun SCXW251617794 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW251617794 BCX0\"> (<\/span><\/span><span class=\"TextRun SCXW251617794 BCX0\" lang=\"HI\" xml:lang=\"HI\" data-contrast=\"auto\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u090f\u092e\u090f\u092b\u0906\u0908<\/span><\/span><span class=\"TextRun SCXW251617794 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW251617794 BCX0\">) <\/span><\/span><span class=\"TextRun SCXW251617794 BCX0\" lang=\"HI\" xml:lang=\"HI\" data-contrast=\"auto\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u0917\u094d\u0930\u0947\u0921\u093f\u0902\u0917<\/span><\/span> <span class=\"TextRun SCXW251617794 BCX0\" lang=\"HI\" xml:lang=\"HI\" data-contrast=\"auto\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u090f\u092e\u090f\u092b\u0906\u0908<\/span><span class=\"NormalTextRun SCXW251617794 BCX0\"> \u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0914\u0930 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u094b\u0902 \u0915\u093e \u090f\u0915 \u0938\u0930\u094d\u0935-\u0935\u094d\u092f\u093e\u092a\u0915 \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0939\u0948 \u0924\u093e\u0915\u093f <\/span><span class=\"NormalTextRun SCXW251617794 BCX0\">\u090f\u0915 \u0938\u094d\u0925\u093e\u092f\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0909\u0928\u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u092a\u0930 \u090f\u0915 \u0930\u093e\u092f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e \u0938\u0915\u0947\u0964 \u092f\u0939 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u090f\u092e\u090f\u092b\u0906\u0908<\/span><span class=\"NormalTextRun SCXW251617794 BCX0\"> \u0915\u0947 \u0938\u093e\u092a\u0947\u0915\u094d\u0937 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092a\u0930 \u090f\u0915 \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u094b \u0909\u0926\u094d\u092f\u094b\u0917\u094b\u0902 \u0914\u0930 \u091c\u094b\u0916\u093f\u092e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u092a\u094d\u0930\u0925\u093e\u0913\u0902 \u0915\u0947 \u0916\u093f\u0932\u093e\u092b <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u092c\u0947\u0902\u091a\u092e\u093e\u0930\u094d\u0915<\/span><span class=\"NormalTextRun SCXW251617794 BCX0\"> \u0939\u0948\u0964 <\/span><span class=\"NormalTextRun SCXW251617794 BCX0\">\u0907\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u092c\u093e\u091c\u093e\u0930 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u0938\u0939\u092d\u093e\u0917\u093f\u092f\u094b\u0902<\/span><span class=\"NormalTextRun SCXW251617794 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u090f\u092e\u090f\u092b\u0906\u0908<\/span><span class=\"NormalTextRun SCXW251617794 BCX0\">, \u090b\u0923\u0926\u093e\u0924\u093e\u0913\u0902, \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0914\u0930 \u0928\u093f\u092f\u093e\u092e\u0915\u094b\u0902 \u0915\u094b <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u090f\u092e\u090f\u092b\u0906\u0908<\/span><span class=\"NormalTextRun SCXW251617794 BCX0\"> \u0915\u0947 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092a\u0930 \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0914\u0930 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u0921\u0947\u091f\u093e<\/span><span class=\"NormalTextRun SCXW251617794 BCX0\"> \u0926\u0947\u0928\u093e \u0939\u0948\u0964<\/span><span class=\"NormalTextRun SCXW251617794 BCX0\">\u0964 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u090f\u092e\u090f\u092b\u0906\u0908<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW251617794 BCX0\">\u0917\u094d\u0930\u0947\u0921\u093f\u0902\u0917<\/span><span class=\"NormalTextRun SCXW251617794 BCX0\"> \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0928\u093f\u0930\u094d\u0923\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0909\u092a\u0915\u0930\u0923 \u0939\u0948\u0964<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-efd6a06 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"efd6a06\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b7cf89d\" data-id=\"b7cf89d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-555a4a0 elementor-widget elementor-widget-heading\" data-id=\"555a4a0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.5 - 27-04-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">\u0932\u093e\u092d<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b00817 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1b00817\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.5 - 27-04-2022 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#2c2c2c;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:-webkit-box;display:-ms-flexbox;display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);-ms-flex-negative:0;flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:-webkit-box;display:-ms-flexbox;display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text .elementor-divider-separator{-webkit-box-align:center;-ms-flex-align:center;align-items:center}.elementor-widget-divider--view-line_icon .elementor-divider-separator:after,.elementor-widget-divider--view-line_icon .elementor-divider-separator:before,.elementor-widget-divider--view-line_text .elementor-divider-separator:after,.elementor-widget-divider--view-line_text .elementor-divider-separator:before{display:block;content:\"\";border-bottom:0;-webkit-box-flex:1;-ms-flex-positive:1;flex-grow:1;border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--element-align-left .elementor-divider .elementor-divider-separator>.elementor-divider__svg:first-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-left .elementor-divider-separator:before{content:none}.elementor-widget-divider--element-align-left .elementor-divider__element{margin-left:0}.elementor-widget-divider--element-align-right .elementor-divider .elementor-divider-separator>.elementor-divider__svg:last-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-right .elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-right .elementor-divider__element{margin-right:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5baf84e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5baf84e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-47c0d6d\" data-id=\"47c0d6d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c05ab7b elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c05ab7b\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b559286\" data-id=\"b559286\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cfc17d7 elementor-widget elementor-widget-heading\" data-id=\"cfc17d7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930 \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0915\u0940 \u0930\u093e\u092f<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18f18ec elementor-widget elementor-widget-text-editor\" data-id=\"18f18ec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span class=\"NormalTextRun SpellingErrorV2Themed SCXW109367527 BCX0\">\u0938\u094d\u092e\u0947\u0930\u093e<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW109367527 BCX0\">\u090f\u092e\u090f\u092b\u0906\u0908<\/span><span class=\"NormalTextRun SCXW109367527 BCX0\"> \u0915\u094b \u0928\u093f\u0937\u094d\u092a\u0915\u094d\u0937 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW109367527 BCX0\">\u0930\u0947\u091f\u093f\u0902\u0917<\/span><span class=\"NormalTextRun SCXW109367527 BCX0\"> \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e \u092c\u0922\u093c\u093e\u0924\u093e \u0939\u0948, \u0914\u0930 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u0936\u093e\u0938\u0928 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u0905\u092a\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u092d\u0940 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5dcf947 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5dcf947\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4a42c8f\" data-id=\"4a42c8f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3a6e5e elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e3a6e5e\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3875f32\" data-id=\"3875f32\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c14d763 elementor-widget elementor-widget-heading\" data-id=\"c14d763\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u092c\u0928\u093e\u0924\u093e \u0939\u0948<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4867e1 elementor-widget elementor-widget-text-editor\" data-id=\"f4867e1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW242602786 BCX0\" lang=\"HI\" xml:lang=\"HI\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW242602786 BCX0\">\u090f\u0915 \u0905\u091a\u094d\u091b\u0940 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW242602786 BCX0\">\u0930\u0947\u091f\u093f\u0902\u0917<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW242602786 BCX0\">\u092c\u0948\u0902\u0915\u0930\u094b\u0902<\/span><span class=\"NormalTextRun SCXW242602786 BCX0\">, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u0914\u0930 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW242602786 BCX0\">\u090f\u0928\u092c\u0940\u090f\u092b\u0938\u0940<\/span><span class=\"NormalTextRun SCXW242602786 BCX0\"> \u0938\u0939\u093f\u0924 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW242602786 BCX0\">\u0909\u0927\u093e\u0930\u0926\u093e\u0924\u093e\u0913\u0902<\/span><span class=\"NormalTextRun SCXW242602786 BCX0\"> \u0915\u094b \u0938\u0902\u092c\u0902\u0927\u093f\u0924 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW242602786 BCX0\">\u090f\u092e\u090f\u092b\u0906\u0908<\/span><span class=\"NormalTextRun SCXW242602786 BCX0\"> \u0915\u0947 \u0938\u093e\u0925 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/span><\/span><span class=\"EOP SCXW242602786 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:384,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-205a8f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"205a8f6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d5aaac9\" data-id=\"d5aaac9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36df038 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"36df038\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-076927c\" data-id=\"076927c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a479e9 elementor-widget elementor-widget-heading\" data-id=\"7a479e9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0938\u094d\u0935-\u0938\u0941\u0927\u093e\u0930 \u0909\u092a\u0915\u0930\u0923<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08eadae elementor-widget elementor-widget-text-editor\" data-id=\"08eadae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW234125918 BCX0\" lang=\"HI\" xml:lang=\"HI\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW234125918 BCX0\">\u092f\u0939 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW234125918 BCX0\">\u0930\u0947\u091f\u0947\u0921<\/span><span class=\"NormalTextRun SCXW234125918 BCX0\"> \u0907\u0915\u093e\u0908 \u0915\u094b \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0930\u0928\u0947 \u0914\u0930 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW234125918 BCX0\">\u0938\u0941\u0927\u093e\u0930\u093e\u0924\u094d\u092e\u0915<\/span><span class=\"NormalTextRun SCXW234125918 BCX0\"> \u0909\u092a\u093e\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-50b6e91\" data-id=\"50b6e91\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b048e4 elementor-widget elementor-widget-heading\" data-id=\"5b048e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">METHODOLOGY<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c98848 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6c98848\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aec9353 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aec9353\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4bad591\" data-id=\"4bad591\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6f9784 elementor-widget elementor-widget-image\" data-id=\"c6f9784\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/www.smeraonline.com\/newweb\/wp-content\/uploads\/2022\/02\/methodology-mfi.png\" title=\"\" alt=\"methodology-mfi\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c2ec3ab\" data-id=\"c2ec3ab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c008cc3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c008cc3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f494e17\" data-id=\"f494e17\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6be0f6b elementor-widget elementor-widget-heading\" data-id=\"6be0f6b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0917\u094d\u0930\u0947\u0921\u093f\u0902\u0917 \u092a\u094d\u0930\u0915\u094d\u0930\u092e<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdfe16c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fdfe16c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1d3744 elementor-widget elementor-widget-image\" data-id=\"b1d3744\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img width=\"1002\" height=\"665\" src=\"https:\/\/www.smeraonline.com\/hindi\/wp-content\/uploads\/2022\/07\/gp-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.smeraonline.com\/hindi\/wp-content\/uploads\/2022\/07\/gp-1.png 1002w, https:\/\/www.smeraonline.com\/hindi\/wp-content\/uploads\/2022\/07\/gp-1-300x199.png 300w, https:\/\/www.smeraonline.com\/hindi\/wp-content\/uploads\/2022\/07\/gp-1-768x510.png 768w\" sizes=\"(max-width: 1002px) 100vw, 1002px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8dbc178 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8dbc178\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-bee4c50\" data-id=\"bee4c50\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-abd3f93 elementor-widget elementor-widget-heading\" data-id=\"abd3f93\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Receipt of rating request from MFI<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d84621 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1d84621\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f78a9d elementor-widget elementor-widget-heading\" data-id=\"5f78a9d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Submission of required information and documents<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7da3a87 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"7da3a87\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f6bb95 elementor-widget elementor-widget-heading\" data-id=\"8f6bb95\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Detailed analysis of financial and oprational performance by that analyst<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8e1ec9 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"b8e1ec9\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0fe57c elementor-widget elementor-widget-heading\" data-id=\"d0fe57c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Management Discussion<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e8bcbd elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"8e8bcbd\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c4f07c elementor-widget elementor-widget-heading\" data-id=\"8c4f07c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Site Visit - Branch Visit or Head Office Visits<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6e58b6 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"b6e58b6\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7da6dc8 elementor-widget elementor-widget-heading\" data-id=\"7da6dc8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Report preparation by the analyst<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fd4f48 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"8fd4f48\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fba437 elementor-widget elementor-widget-heading\" data-id=\"4fba437\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Draft report shared with the client for feedback<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-806f3e8 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"806f3e8\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87d24a9 elementor-widget elementor-widget-heading\" data-id=\"87d24a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Assignment of the rating by the rating committee<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ac73c9 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"4ac73c9\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fff3086 elementor-widget elementor-widget-heading\" data-id=\"fff3086\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dissemination of rating to the client<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fb13a2d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fb13a2d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ff2ff9\" data-id=\"2ff2ff9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c297f0b elementor-widget elementor-widget-heading\" data-id=\"c297f0b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u090f\u092e\u090f\u092b\u0906\u0908 \u0917\u094d\u0930\u0947\u0921\u093f\u0902\u0917 \u0938\u094d\u0915\u0947\u0932<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-105a001 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"105a001\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f6f5590 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6f5590\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ff7cfb7\" data-id=\"ff7cfb7\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-baa1b4b elementor-widget elementor-widget-heading\" data-id=\"baa1b4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u0917\u094d\u0930\u0947\u0921\u093f\u0902\u0917 \u0938\u094d\u0915\u0947\u0932<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b5d40f7\" data-id=\"b5d40f7\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20fe00a elementor-widget elementor-widget-heading\" data-id=\"20fe00a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u092a\u0930\u093f\u092d\u093e\u0937\u093e\u090f\u0901<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-dbff24f\" data-id=\"dbff24f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9c64ab6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9c64ab6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7ba1e67\" data-id=\"7ba1e67\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a376848 elementor-widget elementor-widget-heading\" data-id=\"a376848\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">M1<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c4e28e3\" data-id=\"c4e28e3\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1573c0e elementor-widget elementor-widget-heading\" data-id=\"1573c0e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u090f\u0915 \u0938\u094d\u0925\u093e\u092f\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u092a\u0928\u0947 \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u093e\u0907\u0928\u093e\u0902\u0938 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u092e\u090f\u092b\u0906\u0908 \u0915\u0940 \u0909\u091a\u094d\u091a\u0924\u092e \u0915\u094d\u0937\u092e\u0924\u093e <\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-20a0a8e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20a0a8e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1b1d8fc\" data-id=\"1b1d8fc\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a414a4 elementor-widget elementor-widget-heading\" data-id=\"1a414a4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">M2<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-26c6ea4\" data-id=\"26c6ea4\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8257ad7 elementor-widget elementor-widget-heading\" data-id=\"8257ad7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u090f\u0915 \u0938\u094d\u0925\u093e\u092f\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u092a\u0928\u0947 \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u092e\u090f\u092b\u0906\u0908 \u0915\u0940 \u0909\u091a\u094d\u091a \u0915\u094d\u0937\u092e\u0924\u093e <\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e650e78 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e650e78\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bb3d79f\" data-id=\"bb3d79f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a55c03f elementor-widget elementor-widget-heading\" data-id=\"a55c03f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">M3<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fa2f35c\" data-id=\"fa2f35c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3a4633 elementor-widget elementor-widget-heading\" data-id=\"c3a4633\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u090f\u0915 \u0938\u094d\u0925\u093e\u092f\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u092a\u0928\u0947 \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u092e\u090f\u092b\u0906\u0908 \u0915\u0940 \u0914\u0938\u0924 \u0915\u094d\u0937\u092e\u0924\u093e \u0938\u0947 \u090a\u092a\u0930<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8dfbe5c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8dfbe5c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8f4f675\" data-id=\"8f4f675\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b5df45 elementor-widget elementor-widget-heading\" data-id=\"2b5df45\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">M4<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a9c6641\" data-id=\"a9c6641\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff3844f elementor-widget elementor-widget-heading\" data-id=\"ff3844f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u090f\u0915 \u0938\u094d\u0925\u093e\u092f\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u092a\u0928\u0947 \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u092e\u090f\u092b\u0906\u0908 \u0915\u0940 \u0914\u0938\u0924 \u0915\u094d\u0937\u092e\u0924\u093e <\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ebb5e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ebb5e77\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-50e0022\" data-id=\"50e0022\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-872acc7 elementor-widget elementor-widget-heading\" data-id=\"872acc7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">M5<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6974717\" data-id=\"6974717\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c879684 elementor-widget elementor-widget-heading\" data-id=\"c879684\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u090f\u0915 \u0938\u094d\u0925\u093e\u092f\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u092a\u0928\u0947 \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u092e\u090f\u092b\u0906\u0908 \u0915\u0940 \u0905\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0915\u094d\u0937\u092e\u0924\u093e <\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3c3a09d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c3a09d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-74c5caa\" data-id=\"74c5caa\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78a4c06 elementor-widget elementor-widget-heading\" data-id=\"78a4c06\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">M6<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-307aaa7\" data-id=\"307aaa7\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5194c43 elementor-widget elementor-widget-heading\" data-id=\"5194c43\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u090f\u0915 \u0938\u094d\u0925\u093e\u092f\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u092a\u0928\u0947 \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u092e\u090f\u092b\u0906\u0908 \u0915\u0940 \u0915\u092e \u0915\u094d\u0937\u092e\u0924\u093e<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1c4088d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c4088d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-16e0b65\" data-id=\"16e0b65\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aca44f4 elementor-widget elementor-widget-heading\" data-id=\"aca44f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">M7<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1e7e3d4\" data-id=\"1e7e3d4\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee789ab elementor-widget elementor-widget-heading\" data-id=\"ee789ab\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u090f\u0915 \u0938\u094d\u0925\u093e\u092f\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u092a\u0928\u0947 \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u092e\u090f\u092b\u0906\u0908 \u0915\u0940 \u092c\u0939\u0941\u0924 \u0915\u092e \u0915\u094d\u0937\u092e\u0924\u093e<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-93057f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"93057f7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-77277e4\" data-id=\"77277e4\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d70493 elementor-widget elementor-widget-heading\" data-id=\"7d70493\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">M8<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-06d4ec1\" data-id=\"06d4ec1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e6351f3 elementor-widget elementor-widget-heading\" data-id=\"e6351f3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u090f\u0915 \u0938\u094d\u0925\u093e\u092f\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u092a\u0928\u0947 \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u093e\u0907\u0928\u093e\u0902\u0938 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u092e\u090f\u092b\u0906\u0908 \u0915\u0940 \u0938\u092c\u0938\u0947 \u0915\u092e \u0915\u094d\u0937\u092e\u0924\u093e<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-c455a4f elementor-widget elementor-widget-spacer\" data-id=\"c455a4f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.5 - 27-04-2022 *\/\n.e-container.e-container--row .elementor-spacer-inner{width:var(--spacer-size)}.e-container.e-container--column .elementor-spacer-inner,.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19b6419 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19b6419\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ceca459\" data-id=\"ceca459\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bf3a18d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bf3a18d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-83fa3de\" data-id=\"83fa3de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-43de8ef\" data-id=\"43de8ef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fa9e91 elementor-align-justify popmake-38067 elementor-widget elementor-widget-button\" data-id=\"4fa9e91\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-size-md\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">\u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0947\u0902<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-907de13\" data-id=\"907de13\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u090f\u092e\u090f\u092b\u0906\u0908 \u0917\u094d\u0930\u0947\u0921\u093f\u0902\u0917 \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0947\u0902 \u090f\u092e\u090f\u092b\u0906\u0908 \u0917\u094d\u0930\u0947\u0921\u093f\u0902\u0917 \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0947\u0902 \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0907\u0902\u0938\u094d\u091f\u0940\u091f\u094d\u092f\u0942\u0936\u0928 (\u090f\u092e\u090f\u092b\u0906\u0908) \u0917\u094d\u0930\u0947\u0921\u093f\u0902\u0917 \u090f\u092e\u090f\u092b\u0906\u0908 \u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0914\u0930 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u094b\u0902 \u0915\u093e \u090f\u0915 \u0938\u0930\u094d\u0935-\u0935\u094d\u092f\u093e\u092a\u0915 \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0939\u0948 \u0924\u093e\u0915\u093f \u090f\u0915 \u0938\u094d\u0925\u093e\u092f\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0909\u0928\u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u092a\u0930 \u090f\u0915 \u0930\u093e\u092f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e \u0938\u0915\u0947\u0964 \u092f\u0939 \u090f\u092e\u090f\u092b\u0906\u0908 \u0915\u0947 \u0938\u093e\u092a\u0947\u0915\u094d\u0937 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092a\u0930 \u090f\u0915 \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u094b \u0909\u0926\u094d\u092f\u094b\u0917\u094b\u0902 &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.smeraonline.com\/hindi\/mfi-grading\/\"> <span class=\"screen-reader-text\">MFI Grading<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"_links":{"self":[{"href":"https:\/\/www.smeraonline.com\/hindi\/wp-json\/wp\/v2\/pages\/37965"}],"collection":[{"href":"https:\/\/www.smeraonline.com\/hindi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.smeraonline.com\/hindi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.smeraonline.com\/hindi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smeraonline.com\/hindi\/wp-json\/wp\/v2\/comments?post=37965"}],"version-history":[{"count":15,"href":"https:\/\/www.smeraonline.com\/hindi\/wp-json\/wp\/v2\/pages\/37965\/revisions"}],"predecessor-version":[{"id":38865,"href":"https:\/\/www.smeraonline.com\/hindi\/wp-json\/wp\/v2\/pages\/37965\/revisions\/38865"}],"wp:attachment":[{"href":"https:\/\/www.smeraonline.com\/hindi\/wp-json\/wp\/v2\/media?parent=37965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}